What is the difference between discover it and discover it student?

Whats the difference between Discover it and Discover it student?

Discover, for example, offers a student cash back card, the Discover it® Student card, that’s not very different from Discover’s flagship cash back card. But its terms are more restrictive, and it includes a slightly higher APR and a less generous introductory APR.

Which Discover card is the best for students?

The Discover it® Student Cash Back is one of the most rewarding student credit cards. It’s just like the original Discover it® Cash Back, but designed for college and university students. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories.

How do you qualify for Discover IT student?

To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.

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What credit score do you need for Discover IT student?

A 700+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (300+). And college students don’t need a credit score, or any credit ex.

Can I have two Discover student Credit Cards?

How many Discover cards can you have? You can only have 2 Discover credit cards at the same time. To get your 2nd Discover card, you must have had the 1st card open for at least 1 year. Your 2 Discover cards can be different or the same, but only of them can be a student card.

What is the fastest way to build credit?

8 Ways to Build Credit Fast

  1. Pay bills on time.
  2. Make frequent payments.
  3. Ask for higher credit limits.
  4. Dispute credit report errors.
  5. Become an authorized user.
  6. Use a secured credit card.
  7. Keep credit cards open.
  8. Mix it up.

Can you get Discover student card with no credit?

There is no Discover card with no deposit for most people with no credit. … Both Discover it student cards have no annual fee and are available to students with limited credit history. Here are the best Discover cards for no credit history: Discover it® Secured Credit Card: $0 annual fee.

Does Discover check if you’re a student?

If you apply for the Chase Freedom® Student credit card, for example, the issuer notes that it may verify your enrollment status. And the terms for the Discover it® Student Cash Back state that you must be a college student to be eligible for the card.

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Why was I denied a Discover student card?

Other reasons you could be denied for a Discover card

Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit. What’s especially important is your income compared to the credit you already have.

Is it hard to get a Discover card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of 680-703.

Why wont Discover approve me?

Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit. … You could have trouble getting a Discover credit card if you’ve applied for multiple credit cards or loans recently, even if you weren’t approved for some of them.

What credit bureau does Discover card use?

Discover provides your score from data on your TransUnion® credit report. Scores may vary when using data from your Experian or Equifax credit report.